7 TAX PLANNING ADVANTAGES FOR 2026
Tax time provides an opportunity to thoughtfully review your finances and plan ahead. By planning early and getting professional advice about all possible deductions and steps you may need to put in place now, you can reduce stress and align your taxes with broader financial goals. A little proactive preparation allows you to engage […]
The US Dollar Decline: What It Means for Australian Business
Whilst there has been much media hype about the recent RBA interest-rate rise, a much quieter, yet potentially far more sinister macro-economic factor is at play! We’re talking about the standing of the US dollar – the global standard in “fiat currency” – for now anyway. It hit a four‑year low in late January, associated […]
5 Pieces of Good News for QLD Small to Medium Business in 2026
5 Pieces of Good News for QLD Small to Medium Business in 2026 Most of the Queensland business owners we speak with will tell you the same thing: the operating environment in 2026 still feels difficult. Costs remain elevated across the board. Compliance requirements continue to grow more complex. Profit margins are harder to protect. […]
Why Your First Monday Back is SO Important for 2026!
We’ve all felt it. That surge of optimism on New Year’s Day when the calendar resets and everything feels possible. The goals seem achievable, the plans feel solid, and this year – surely this year – will be different. Then the first Monday arrives. Look, we’re not here to be cynical about New Year’s resolutions […]
Did the RBA Just Kill the Rate-Cut Dream? An Overview for Business Owners and Investors.
Did the RBA Just Kill the Rate-Cut Dream? An Overview for Business Owners and Investors. Quick-Read Summary. Published: December 10 2025 Recently, the Reserve Bank of Australia on December 9 2025, decided to retain the cash rate at 3.6%, and it seems that it won’t be cutting it any time soon. The reason for this […]
Superannuation Payment Traps + “PayDay Super” Coming Soon – Details Revealed
Time’s running out faster than most business owners realise. From 1 July 2026, Australian businesses will need to pay superannuation contributions at the same time as wages – and honestly, this represents one of the most significant changes to our super system in decades. The Government introduced the Treasury Laws Amendment (Payday Superannuation) Bill
Property Investing ATO Targets: 5 Compliance Traps Examined
Quick Summary: The ATO has escalated enforcement of accurate tax returns for property investors by using AI and data-matching to identify an estimated $1.2+ billion tax gap from rental properties. Property investing ATO targets now focus on five critical areas: mixed loan interest claims, repair versus capital improvements, unreported income, joint ownership e
ATO Interest No Longer Tax Deductible in 2025: What Every Business Owner Needs To Know
Quick Summary: ATO Interest (GIC) Tax Deductibility Changes – 1 July 2025 From 1 July 2025, businesses can no longer claim tax deductions for ATO interest charges including General Interest Charge (GIC) and Shortfall Interest Charge (SIC). This change makes tax debts significantly more expensive – what used to cost $100 in after-tax dollars now [&he
Super Guarantee Rate Increase 2025: How the 12% Change Affects Your Business
Quick Summary The superannuation guarantee rate increased from 11.5% to 12% on 1 July 2025 – the final scheduled increase in this series. All eligible employees must receive the 12% rate for salary and wages paid from 1 July onwards, even if the pay period started before this date. This represents the largest employer cost […]
Minimum pension payments 2025: what SMSF owners must know (and what happens if you get it wrong)
Quick Summary and FAQ’s Question 1. In the ’25/26 Financial Year, what must SMSF owners know about minimum pension payments? Answer: For the 2025/26 financial year, SMSF owners must know that the standard minimum pension drawdown rates apply. These rates are a percentage of your super balance on July 1st, 2025, and are determined by […]
